Chula Vista Real Estate Market Report

Executive Summary

DB
Dan Braun

The Chula Vista, CA real estate market is currently classified as a balanced market. The median asking price is $699K, down 0.6% over the past 30 days.

There are currently 349 active listings, representing 3.3 months of inventory. 251 properties have sold in the past 90 days at a median sold price of $780K. Inventory has increased 107.7% compared to last month.

Currently, listings spend an average of 33 days on market and the average price per square foot is $410.

Detached properties make up the largest share of the Chula Vista market at 46% of active listings with an average price of $1.0M. Condo listings follow at 30% (avg $511K).

Sales Activity & Absorption

Volume

107
Sold (30d)
251
Sold (90d)
33
Avg DOM
181
New (30d)

Market Signals

83
Price Cuts (30d)
44
New (7d)
99%
Sell-Through
98.8%
List-to-Sale

107 properties sold in the past 30 days, 181 new listings appeared in the past month, 83 sellers reduced their asking price.

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
3.3months
Seller's Market
Sell-Through Rate99.1%
Inventory Change (30d)+107.7%
Site Active Listings349

With only 3.3 months of inventory, the market is supply-constrained. Buyers should be prepared for competition, and sellers can expect strong interest.

Neighborhoods

AreaListingsAvg Price
CHULA VISTA334$721K
Avg 2 schools nearbyAvg 5 parks nearbyAvg 5 transit stops nearby

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $699K, 20% down, 25yr amortization
$3,253/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

The market is relatively balanced between buyers and sellers. The Chula Vista market currently has 349 active listings with a median price of $699K and 3.3 months of inventory.

  • High price reduction rate (24% of listings)
  • High sell-through rate (99%)
  • Average price per square foot is $410
  • Sold properties averaged 9 days on market

For Buyers

The Chula Vista market is balanced. You have reasonable options, but well-priced homes will still draw interest. Get pre-approved and stay informed on new listings. There were 44 new listings in the past week.

For Sellers

Price your home realistically based on recent sales. Focus on presentation and highlight unique features. Well-priced properties are still selling within reasonable timeframes. 83 listings have reduced their price in the past 30 days. The current sell-through rate is 99%.

Data sourced from San Diego MLS active and sold listings. Metrics computed from listing data updated daily. Prepared by Dan Braun with AI assistance, reviewed by our team.

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Market data is calculated from active and recently sold MLS listings as of April 1, 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Based on information from California Regional Multiple Listing Service (CRMLS). This data is for informational purposes only and may not reflect all real estate activity in the market. Information deemed reliable but not guaranteed.