Chula Vista Real Estate Market Report

Executive Summary

DB
Dan Braun

The Chula Vista, CA real estate market is currently classified as a buyer's market. The MLS composite benchmark price is $759K, down 6.6% year-over-year.

There are currently 390 active listings, representing 97.5 months of inventory. According to Chula Vista Market Report (SDMLS computed), there were 90 sales and 181 new listings in Invalid Date. Inventory has increased 93.1% compared to last month.

Currently, listings spend an average of 41 days on market and the average price per square foot is $905.

Board Data vs Our Listings

MetricChula Vista Market Report (SDMLS computed)Our Listings
Benchmark / Median Price$759K$799K
Average Price$759K$1.1M
Active Listings390390
Detached Benchmark$1.0M$1.2M
Townhouse Benchmark$728K$724K
Apartment Benchmark$568K$1.2M

Detached properties make up the largest share of the Chula Vista market at 53% of active listings with an average price of $1.2M. Condo listings follow at 31% (avg $1.2M).

Sales Activity & Absorption

Volume

4
Sold (30d)
151
Sold (90d)
41
Avg DOM
188
New (30d)

Market Signals

24
Price Cuts (30d)
51
New (7d)
57%
Sell-Through
99.2%
List-to-Sale

Chula Vista Market Report (SDMLS computed) reported 90 sales this period, 188 new listings appeared in the past month, 24 sellers reduced their asking price.

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
97.5months
Strong Buyer's Market
Sales-to-New Listings (SNLR)49.7%

Demand moderately exceeds supply — conditions favor sellers.

Sell-Through Rate57.1%
Inventory Change (30d)+93.1%
Site Active Listings390

With 97.5 months of inventory, buyers have more options and negotiating leverage. Sellers should price competitively and be prepared for longer marketing times.

Neighborhoods

AreaListingsAvg Price
CHULA VISTA366$1.1M
EASTLAKE SHORES5$670K
Avg 2 schools nearbyAvg 5 parks nearbyAvg 4 transit stops nearby

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $799K, 20% down, 25yr amortization
$3,719/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

This is currently a buyer's market with more negotiating power for purchasers. The Chula Vista market currently has 390 active listings with a median price of $799K and 97.5 months of inventory.

According to Chula Vista Market Report (SDMLS computed), the composite benchmark price is $759K (-6.6% year-over-year). There were 90 sales recorded

  • High inventory (97.5 months) favors buyers
  • Prices declining (-13.4% in 30 days)
  • Average price per square foot is $905
  • Sold properties averaged 32 days on market

For Buyers

With more inventory and less competition, buyers in Chula Vista have room to negotiate. Take time to compare options and don't rush — but be ready to act on well-priced properties. There were 51 new listings in the past week.

For Sellers

With higher inventory, pricing strategy is critical. Price at or slightly below market value to attract attention. Ensure your listing stands out with quality photos and accurate details. 24 listings have reduced their price in the past 30 days. The current sell-through rate is 57%.

Data sourced from San Diego MLS active and sold listings. Metrics computed from listing data updated daily, with board statistics from Chula Vista Market Report (SDMLS computed). Prepared by Dan Braun with AI assistance, reviewed by our team.

Search Chula Vista

Browse all 390 active listings.

View All Listings

Market data is calculated from active and recently sold MLS listings as of May 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Based on information from California Regional Multiple Listing Service (CRMLS). This data is for informational purposes only and may not reflect all real estate activity in the market. Information deemed reliable but not guaranteed.