Chula Vista Real Estate Market Report

The Chula Vista, CA real estate market is currently classified as a balanced market. The MLS® composite benchmark price is $823K, up 0.9% year-over-year.

There are currently 453 active listings, representing 3.3 months of inventory. According to Chula Vista Market Report (SDMLS computed), there were 150 sales and 197 new listings in June 2026. Inventory has increased 93.6% compared to last month.

Currently, listings spend an average of 19 days on market and the average price per square foot is $401.

Board Data vs Our Listings

MetricChula Vista Market Report (SDMLS computed)Our Listings
Benchmark / Median Price$823K$700K
Average Price$823K$2.9M
Active Listings453453
Detached Benchmark$968K$6.0M
Townhouse Benchmark$695K$513K
Apartment Benchmark$610K$541K

Detached properties make up the largest share of the Chula Vista market at 47% of active listings with an average price of $6.0M. Condo listings follow at 31% (avg $541K).

Sales Activity & Absorption

Volume

138
Sold (30d)
435
Sold (90d)
19
Avg DOM
219
New (30d)

Market Signals

24
Price Cuts (30d)
54
New (7d)
31%
Sell-Through
99.3%
List-to-Sale

Chula Vista Market Report (SDMLS computed) reported 150 sales this period, 219 new listings appeared in the past month, 24 sellers reduced their asking price.

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
3.3months
Seller's Market
Sales-to-New Listings (SNLR)76.1%

Demand significantly outpaces new supply — expect competitive offers.

Sell-Through Rate30.5%
Inventory Change (30d)+93.6%
Site Active Listings453

With only 3.3 months of inventory, the market is supply-constrained. Buyers should be prepared for competition, and sellers can expect strong interest.

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $700K, 20% down, 25yr amortization
$3,257/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

The market is relatively balanced between buyers and sellers. The Chula Vista market currently has 453 active listings with a median price of $700K and 3.3 months of inventory.

According to Chula Vista Market Report (SDMLS computed), the composite benchmark price is $823K (+0.9% year-over-year). There were 150 sales recorded

  • Prices declining (-3.7% in 30 days)
  • Low sell-through rate (31%)
  • Fast-moving market (19 avg days on market)
  • Average price per square foot is $401
  • Sold properties averaged 58 days on market

For Buyers

The Chula Vista market is balanced. You have reasonable options, but well-priced homes will still draw interest. Get pre-approved and stay informed on new listings. There were 54 new listings in the past week.

For Sellers

Price your home realistically based on recent sales. Focus on presentation and highlight unique features. Well-priced properties are still selling within reasonable timeframes. 24 listings have reduced their price in the past 30 days. The current sell-through rate is 31%.

Data sourced from San Diego MLS active and sold listings. Metrics computed from listing data updated daily, with benchmark and sales statistics from Chula Vista Market Report (SDMLS computed). Prepared by Carlos Escaba with AI assistance, reviewed by our team.

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Market data is calculated from active and recently sold MLS® listings as of August 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Based on information from California Regional Multiple Listing Service (CRMLS). This data is for informational purposes only and may not reflect all real estate activity in the market. Information deemed reliable but not guaranteed.