Avezta Realty International Corp.

El Cajon Real Estate Market Report

Executive Summary

Carlos EscabaCarlos EscabaLocal expert · El Cajon

The El Cajon, CA real estate market is currently classified as a balanced market. The median asking price is $550K, up 10.1% over the past 30 days.

There are currently 365 active listings, representing 3.3 months of inventory. 299 properties have sold in the past 90 days at a median sold price of $767K. Inventory has increased 61.5% compared to last month.

Currently, listings spend an average of 28 days on market and the average price per square foot is $427.

Detached properties make up the largest share of the El Cajon market at 55% of active listings with an average price of $1.0M. Condo listings follow at 32% (avg $407K).

Sales Activity & Absorption

Volume

110
Sold (30d)
299
Sold (90d)
28
Avg DOM
138
New (30d)

Market Signals

44
Price Cuts (30d)
33
New (7d)
32%
Sell-Through
98.5%
List-to-Sale

Greater San Diego Association of REALTORS® reported 35 sales this period, 138 new listings appeared in the past month, 44 sellers reduced their asking price.

Greater San Diego Association of REALTORS® Monthly Report

{"zip":"92020","source_url":"https://sdar.stats.10kresearch.com/docs/lmu/2026-07/x/92020%E2%80%93ElCajon?src=page","detached":{"new_listings":21,"pending":25,"closed":29,"median":875000,"pct_of_list":98.2,"dom":26,"inventory":41,"months_supply":2.1,"median_yoy":-15.5,"closed_yoy":52.6},"attached":{"new_listings":18,"pending":6,"closed":6,"median":407500,"pct_of_list":96.7,"dom":39,"inventory":42,"months_supply":6.1,"median_yoy":-36.8,"closed_yoy":0}}

Source: Greater San Diego Association of REALTORS®, July 2026

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
3.3months
Seller's Market
Sales-to-New Listings (SNLR)89.7%

Demand significantly outpaces new supply — expect competitive offers.

Sell-Through Rate31.8%
Inventory Change (30d)+61.5%
Board Active Listings83
Site Active Listings365

With only 3.3 months of inventory, the market is supply-constrained. Buyers should be prepared for competition, and sellers can expect strong interest.

Neighborhoods

AreaListingsAvg PriceSold (12 mo)
RANCHO SAN DIEGO9$847K58

Sold figures computed from SDMLS records for the last 12 months, updated continuously from our MLS data feed.

Avg 3 schools nearbyAvg 1 parks nearbyAvg 6 transit stops nearby

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $550K, 20% down, 25yr amortization
$2,559/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

The market is relatively balanced between buyers and sellers. The El Cajon market currently has 365 active listings with a median price of $550K and 3.3 months of inventory.

  • Prices rising (10.1% in 30 days)
  • Low sell-through rate (32%)
  • Average price per square foot is $427
  • Sold properties averaged 56 days on market

For Buyers

The El Cajon market is balanced. You have reasonable options, but well-priced homes will still draw interest. Get pre-approved and stay informed on new listings. There were 33 new listings in the past week.

For Sellers

Price your home realistically based on recent sales. Focus on presentation and highlight unique features. Well-priced properties are still selling within reasonable timeframes. 44 listings have reduced their price in the past 30 days. The current sell-through rate is 32%.

Data sourced from San Diego MLS active and sold listings. Metrics computed from listing data updated daily. Prepared by Carlos Escaba with AI assistance, reviewed by our team.

Search El Cajon

Browse all 365 active listings.

View All Listings

Resources

Explore El Cajon

Homes for Sale in El Cajon365 active listingsCost of Living in El CajonHousing, rent & expensesSold Data in El CajonRecent sales & prices

Market data is calculated from active and recently sold MLS® listings as of August 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Based on information from California Regional Multiple Listing Service (CRMLS). This data is for informational purposes only and may not reflect all real estate activity in the market. Information deemed reliable but not guaranteed.