81 Pasto Rico, Rancho Santa Margarita, CA 92688

Unlike many homes that offer cosmetic updates alone, this immaculate, rarely available end-unit townhome combines designer finishes with substantial mechanical improvements, delivering both beauty and long-term peace of mind. Look beyond the HOAthis extensively upgraded home may offer lower overall ownership costs thanks to its low-risk fire zone (helping keep insurance lower) and tens of thousands invested in major system upgrades that reduce future expenses. With HOA-covered walls-out insurance and trash, no Mello-Roos, a low base tax rate, and comparatively lower insurance costs than many surrounding areas, ownership here offers financial predictability. Extensive upgrades include a full PEX re-pipe (unit and building), new water heater (2023), new furnace, and a brand-new HVAC system with Honeywell smart thermostat. Inside, premium vinyl plank flooring (2023), newer carpet with upgraded waterproof padding (2024), oversized baseboards, crown molding, fresh interior paint, and updated LED lighting. The remodeled kitchen (2023) features resurfaced cabinetry with new hardware, quartz countertops, modern backsplash, updated fixtures, and quality appliances including a GE Profile gas range, Bosch dishwasher, GE microwave, and Insinkerator Pro disposal. Baths were remodeled in 2023 with custom vanities, updated fixtures, new lighting, quiet ventilation fans, and refreshed tub enclosures. A highly desirable downstairs bedroom with full bath offers flexibility for guests, multigenerational living, or a private office. Upstairs, both bedrooms feature private en-suite baths-a layo