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Cost of Living in Apple Valley 2026

Cost of Living Overview

Apple Valley, a picturesque community in Canada, offers a unique blend of suburban charm and modern amenities. When comparing the cost of living in Apple Valley to the national average, it is important to note that while the overall cost is relatively moderate, certain areas such as housing can be more expensive. The average home price in Apple Valley is approximately $377,045, significantly higher than the national average of about $350,000. This makes Apple Valley an attractive option for those seeking a balance between affordability and quality of life.

In terms of daily expenses such as groceries, transportation, and healthcare, Apple Valley aligns closely with the Canadian average, making it a feasible option for families and individuals alike. As we explore the detailed costs associated with living in Apple Valley, we will break down essential categories to give you a clearer picture of what to expect in 2026.

Housing Costs

Housing is often the most significant expense for residents of Apple Valley. The average home price is $377,045, while the median home price is $219,500. The price range for homes can vary dramatically, from $159,500 for smaller properties to upwards of $8,809,138 for luxury estates.

Property Type	Average Price (CAD)	Median Price (CAD)
Single-family home	$450,000	$300,000
Condo	$300,000	$220,000
Townhouse	$350,000	$250,000

For those considering buying, a typical mortgage scenario could look like this: assuming a 20% down payment on a home priced at $377,045, the down payment would be approximately $75,409. With a 30-year fixed mortgage at a rate of 3.5%, your monthly mortgage payment would be around $1,411.

Renting is another viable option in Apple Valley, with average monthly rents for a one-bedroom apartment in the city center around $1,595, while those outside the city center average about $1,200. A three-bedroom apartment in the city center can go for around $2,500.

Utilities & Bills

Utilities in Apple Valley can vary based on the size of your home and personal consumption habits. On average, residents can expect to pay the following monthly utility costs:

• Electricity: $120
• Heating (Gas): $80
• Water: $50
• Internet: $100
• Phone: $70

This brings the total average monthly utility bill to approximately $420.

Groceries & Food

Food costs in Apple Valley are comparable to the national average, with a monthly grocery budget for a single person estimated at around $300. For families, this can increase significantly. Here’s a breakdown of typical costs:

• Milk (1L): $2.50
• Bread (500g): $3.00
• Eggs (dozen): $3.50
• Chicken (1kg): $12.00
• Fruits & Vegetables (monthly): $100

When dining out, expect to pay around $15 for a casual meal and $60 for a three-course meal for two in a mid-range restaurant.

Transportation

Transportation costs in Apple Valley can vary depending on whether you own a vehicle or use public transport. Here’s a breakdown of typical car-related expenses:

• Gasoline (per litre): $1.50
• Monthly car insurance: $120
• Maintenance (monthly average): $100

If you rely on public transportation, a monthly transit pass costs approximately $90. Many residents find that having a car is more convenient, especially for commuting.

Healthcare

Healthcare in Canada is publicly funded, but there are still out-of-pocket expenses to consider. The Medical Services Plan (MSP) premiums are typically around $75 per month for individuals. Dental and vision care costs can vary, but on average:

• Dental checkup: $150
• Vision exam: $120

It's wise to budget an additional $50 monthly for dental and vision care.

Entertainment & Recreation

Apple Valley offers a range of recreational options. Here’s a look at typical costs:

• Gym membership: $50 per month
• Movie ticket: $15
• Sports league or hobby class: $100 per month

On average, residents may spend around $200 monthly on entertainment and recreation.

Monthly Budget Breakdown

Understanding your potential expenses can help you plan better. Below is a sample budget breakdown for different household types:

Single Person

• Housing: $1,595 (rent for one-bedroom)
• Utilities: $420
• Groceries: $300
• Transportation: $150 (public transit)
• Healthcare: $75
• Entertainment: $200
• Total: $2,930

Couple

• Housing: $2,000 (rent for two-bedroom)
• Utilities: $500
• Groceries: $600
• Transportation: $200 (car costs)
• Healthcare: $150
• Entertainment: $300
• Total: $3,950

Family (4 members)

• Housing: $2,500 (rent for three-bedroom)
• Utilities: $600
• Groceries: $1,000
• Transportation: $400 (car costs)
• Healthcare: $200
• Entertainment: $400
• Total: $5,100

Is Apple Valley Affordable?

In conclusion, Apple Valley presents a balanced cost of living, particularly for those working in the region. To maintain a comfortable lifestyle, a single individual might need an income of at least $45,000 per year, while a couple may require around $80,000 to comfortably cover living expenses. Families should aim for at least $100,000 to accommodate their needs. With its appealing lifestyle, community resources, and proximity to urban amenities, Apple Valley remains an attractive option for many Canadians.

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