National City Real Estate Market Report

The National City, CA real estate market is currently classified as a seller's market. The median asking price is $699K, up 3.6% over the past 30 days.

There are currently 70 active listings, representing 6.4 months of inventory. 30 properties have sold in the past 90 days at a median sold price of $736K. Inventory has increased 59.1% compared to last month.

Currently, listings spend an average of 19 days on market and the average price per square foot is $312.

Detached properties make up the largest share of the National City market at 60% of active listings with an average price of $766K. Condo listings follow at 31% (avg $210K).

Sales Activity & Absorption

Volume

11
Sold (30d)
30
Sold (90d)
19
Avg DOM
26
New (30d)

Market Signals

3
Price Cuts (30d)
10
New (7d)
100%
Sell-Through
98.7%
List-to-Sale

Greater San Diego Association of REALTORS® reported 7 sales this period, 26 new listings appeared in the past month, 3 sellers reduced their asking price.

Greater San Diego Association of REALTORS® Monthly Report

{"zip":"91950","source_url":"https://sdar.stats.10kresearch.com/docs/lmu/2026-07/x/91950%E2%80%93NationalCity?src=page","detached":{"new_listings":16,"pending":6,"closed":5,"median":775000,"pct_of_list":101.8,"dom":22,"inventory":26,"months_supply":3.7,"median_yoy":-3.7,"closed_yoy":-28.6},"attached":{"new_listings":6,"pending":1,"closed":2,"median":241000,"pct_of_list":103.7,"dom":11,"inventory":10,"months_supply":3.1,"median_yoy":-44.4,"closed_yoy":0}}

Source: Greater San Diego Association of REALTORS®, July 2026

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
6.4months
Buyer's Market
Sales-to-New Listings (SNLR)31.8%

Supply and demand are roughly balanced.

Sell-Through Rate100.0%
Inventory Change (30d)+59.1%
Board Active Listings36
Site Active Listings70

With 6.4 months of inventory, buyers have more options and negotiating leverage. Sellers should price competitively and be prepared for longer marketing times.

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $699K, 20% down, 25yr amortization
$3,253/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

This is currently a seller's market with strong demand and limited inventory. The National City market currently has 70 active listings with a median price of $699K and 6.4 months of inventory.

  • High inventory (6.4 months) favors buyers
  • Prices rising (3.6% in 30 days)
  • Low price reduction rate (4% of listings)
  • High sell-through rate (100%)
  • Fast-moving market (19 avg days on market)
  • Average price per square foot is $312
  • Sold properties averaged 58 days on market

For Buyers

Competition is strong in National City. Get pre-approved, work with a local agent, and be prepared to move quickly on properties you like. Consider expanding your search criteria. There were 10 new listings in the past week.

For Sellers

Conditions favor sellers in National City. Price confidently based on recent comparables, and consider professional staging to maximize offers. Multiple-offer scenarios are common. 3 listings have reduced their price in the past 30 days. The current sell-through rate is 100%.

Data sourced from San Diego MLS active and sold listings. Metrics computed from listing data updated daily. Prepared by Carlos Escaba with AI assistance, reviewed by our team.

Search National City

Browse all 70 active listings.

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Market data is calculated from active and recently sold MLS® listings as of August 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Based on information from California Regional Multiple Listing Service (CRMLS). This data is for informational purposes only and may not reflect all real estate activity in the market. Information deemed reliable but not guaranteed.