Ramona Real Estate Market Report

The Ramona, CA real estate market is currently classified as a buyer's market. The median asking price is $840K, down 6.6% over the past 30 days.

There are currently 161 active listings, representing 5.4 months of inventory. 93 properties have sold in the past 90 days at a median sold price of $825K. Inventory has increased 50.5% compared to last month.

Currently, listings spend an average of 37 days on market and the average price per square foot is $369.

Detached properties make up the largest share of the Ramona market at 94% of active listings with an average price of $1.1M. Condo listings follow at 6% (avg $592K).

Sales Activity & Absorption

Volume

30
Sold (30d)
93
Sold (90d)
37
Avg DOM
53
New (30d)

Market Signals

10
Price Cuts (30d)
16
New (7d)
42%
Sell-Through
98.5%
List-to-Sale

Greater San Diego Association of REALTORS® reported 26 sales this period, 53 new listings appeared in the past month, 10 sellers reduced their asking price.

Greater San Diego Association of REALTORS® Monthly Report

{"zip":"92065","source_url":"https://sdar.stats.10kresearch.com/docs/lmu/2026-07/x/92065%E2%80%93Ramona?src=page","detached":{"new_listings":46,"pending":24,"closed":23,"median":845000,"pct_of_list":100.1,"dom":37,"inventory":99,"months_supply":3.8,"median_yoy":-0.6,"closed_yoy":-8},"attached":{"new_listings":4,"pending":3,"closed":3,"median":599900,"pct_of_list":100.8,"dom":33,"inventory":10,"months_supply":3.5,"median_yoy":10.8,"closed_yoy":50}}

Source: Greater San Diego Association of REALTORS®, July 2026

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
5.4months
Balanced Market
Sales-to-New Listings (SNLR)52.0%

Demand moderately exceeds supply — conditions favor sellers.

Sell-Through Rate42.3%
Inventory Change (30d)+50.5%
Board Active Listings109
Site Active Listings161

At 5.4 months of inventory, the market is balanced. Neither buyers nor sellers have a decisive advantage — a good time for realistic pricing and considered offers.

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $840K, 20% down, 25yr amortization
$3,909/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

This is currently a buyer's market with more negotiating power for purchasers. The Ramona market currently has 161 active listings with a median price of $840K and 5.4 months of inventory.

  • Prices declining (-6.6% in 30 days)
  • Low sell-through rate (42%)
  • Average price per square foot is $369
  • Sold properties averaged 64 days on market

For Buyers

With more inventory and less competition, buyers in Ramona have room to negotiate. Take time to compare options and don't rush — but be ready to act on well-priced properties. There were 16 new listings in the past week.

For Sellers

With higher inventory, pricing strategy is critical. Price at or slightly below market value to attract attention. Ensure your listing stands out with quality photos and accurate details. 10 listings have reduced their price in the past 30 days. The current sell-through rate is 42%.

Data sourced from San Diego MLS active and sold listings. Metrics computed from listing data updated daily. Prepared by Carlos Escaba with AI assistance, reviewed by our team.

Search Ramona

Browse all 161 active listings.

View All Listings

Market data is calculated from active and recently sold MLS® listings as of August 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Based on information from California Regional Multiple Listing Service (CRMLS). This data is for informational purposes only and may not reflect all real estate activity in the market. Information deemed reliable but not guaranteed.