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Rancho Santa Fe Real Estate Market Report

Executive Summary

Carlos EscabaCarlos EscabaLocal expert · Rancho Santa Fe

The Rancho Santa Fe, CA real estate market is currently classified as a buyer's market. The median asking price is $5.0M, down 7.4% over the past 30 days.

There are currently 150 active listings, representing 6.3 months of inventory. 54 properties have sold in the past 90 days at a median sold price of $5.0M. Inventory has increased 31.6% compared to last month.

Currently, listings spend an average of 63 days on market and the average price per square foot is $958.

Detached properties make up the largest share of the Rancho Santa Fe market at 90% of active listings with an average price of $8.1M. Condo listings follow at 5% (avg $3.8M).

Sales Activity & Absorption

Volume

24
Sold (30d)
54
Sold (90d)
63
Avg DOM
36
New (30d)

Market Signals

21
Price Cuts (30d)
11
New (7d)
65%
Sell-Through
93.3%
List-to-Sale

Greater San Diego Association of REALTORS® reported 15 sales this period, 36 new listings appeared in the past month, 21 sellers reduced their asking price.

Greater San Diego Association of REALTORS® Monthly Report

{"zip":"92067","source_url":"https://sdar.stats.10kresearch.com/docs/lmu/2026-07/x/92067%E2%80%93RanchoSantaFe?src=page","detached":{"new_listings":18,"pending":13,"closed":15,"median":5500000,"pct_of_list":92.7,"dom":63,"inventory":90,"months_supply":6.4,"median_yoy":14.6,"closed_yoy":-11.8},"attached":{"new_listings":2,"pending":0,"closed":0,"median":null,"pct_of_list":null,"dom":null,"inventory":7,"months_supply":5.3,"median_yoy":null,"closed_yoy":0}}

Source: Greater San Diego Association of REALTORS®, July 2026

Market Balance

Months of Inventory

Seller'sBalancedBuyer's
6.3months
Buyer's Market
Sales-to-New Listings (SNLR)75.0%

Demand significantly outpaces new supply — expect competitive offers.

Sell-Through Rate64.9%
Inventory Change (30d)+31.6%
Board Active Listings97
Site Active Listings150

With 6.3 months of inventory, buyers have more options and negotiating leverage. Sellers should price competitively and be prepared for longer marketing times.

Neighborhoods

AreaListingsAvg PriceSold (12 mo)
RANCHO SANTA FE87$6.4M135

Sold figures computed from SDMLS records for the last 12 months, updated continuously from our MLS data feed.

Avg 3 schools nearby

Interest Rates & Affordability

Current Rates

Bank of Canada Policy Rate2.25%
Prime Rate4.45%
Est. Variable Rate (Prime + 0.5%)4.95%

Lower rates increase purchasing power. The Bank of Canada sets the policy rate which influences prime rates across lenders.

Estimated Monthly Payment

Based on median price of $5.0M, 20% down, 25yr amortization
$23,244/mo
at 4.95% variable rate

This is an estimate only. Actual rates and payments will vary based on your credit profile, lender, and mortgage terms.

Market Outlook

This is currently a buyer's market with more negotiating power for purchasers. The Rancho Santa Fe market currently has 150 active listings with a median price of $5.0M and 6.3 months of inventory.

  • High inventory (6.3 months) favors buyers
  • Prices declining (-7.4% in 30 days)
  • Slow-moving market (63 avg days on market)
  • Average price per square foot is $958
  • Sold properties averaged 74 days on market

For Buyers

With more inventory and less competition, buyers in Rancho Santa Fe have room to negotiate. Take time to compare options and don't rush — but be ready to act on well-priced properties. There were 11 new listings in the past week.

For Sellers

With higher inventory, pricing strategy is critical. Price at or slightly below market value to attract attention. Ensure your listing stands out with quality photos and accurate details. 21 listings have reduced their price in the past 30 days. The current sell-through rate is 65%.

Data sourced from San Diego MLS active and sold listings. Metrics computed from listing data updated daily. Prepared by Carlos Escaba with AI assistance, reviewed by our team.

Search Rancho Santa Fe

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Resources

Monthly Reports Archive

Greater San Diego Association of REALTORS® Market Report – July 2026July 2026Greater San Diego Association of REALTORS® Market Report - June 2026June 2026
View all reports →

Explore Rancho Santa Fe

Homes for Sale in Rancho Santa Fe150 active listingsCost of Living in Rancho Santa FeHousing, rent & expensesSold Data in Rancho Santa FeRecent sales & prices

Market data is calculated from active and recently sold MLS® listings as of August 2026. Past performance does not guarantee future results. Consult a real estate professional for specific advice.

Based on information from California Regional Multiple Listing Service (CRMLS). This data is for informational purposes only and may not reflect all real estate activity in the market. Information deemed reliable but not guaranteed.