189 Montebello St, Chula Vista, CA 91910

VA assumable loan with an exceptionally low 3.25% interest rate! Welcome to this beautiful, well-maintained four-bedroom, two-bath home in a highly desirable Chula Vista location - WITH NO HOA OR MELLO ROOS! Enjoy an ideal location just a short walk from vibrant Downtown Chula Vista, with an abundance of shopping, restaurants, coffee shops, and local amenities right at your fingertips. The home features three bedrooms upstairs, plus a spacious bedroom downstairs, offering flexibility for guests, a home office, or multigenerational living. The generously sized lot offers tons of potential—whether you envision adding a sparkling pool, building an ADU, or creating your own backyard oasis. With its desirable location, spacious lot, and versatile floor plan, this home is a fantastic opportunity to make this gem your own! Seller will entertain offers between $890,000-950,000.